Protecting Your Valuables

Congratulations! It’s Exquisite! Now Protect It. Humans are simple creatures. We like shiny things. For more than a thousand years, we’ve flaunted our jewels or lavished them on the people or animals we love. Rings, necklaces, bracelets, earrings or even crowns can be more than just bling. They acknowledge milestones, reward achievements and symbolize relationships. […]

Protect Your New Home While It’s Being Built

Building the home of your dreams requires you to think about insurance. Homeowners insure their homes with a homeowners policy—but what about the home that is still under construction? Perhaps some expensive lumber or copper piping is stolen from the construction site in the middle of the night: Some homeowners insurance policies might cover some […]

Your Personal Umbrella Policy: A Few “Non-Negotiables”

So maybe you’re still on the fence about whether purchasing a personal umbrella policy is a good move for you and your family. Following is a list of “non-negotiables” — that is, these are the exposures your family may have that make having an umbrella policy a must. If You Have Children Of course, kids […]

What Is Commercial Property Insurance?

Your business depends on several different types of property to function. From the exterior building it’s housed in down to your inventory and products, all these kinds of property need to be protected against numerous risks. That’s why having the right commercial property insurance is so important. Fortunately, an Waypoint Insurance can help you find […]

Product Liability Insurance: Your Best Defense Against Big Lawsuits

The sad reality is this: It only has to happen once for most businesses. A product you sell can cause injury and you will be sued, even if you didn’t manufacture it directly. All an individual has to do is prove that you knew a problem existed with the product, yet did nothing to fix […]

Guard Against Cyber Attacks with Cybersecurity Insurance

Ransomware attacks are among the latest, costly means by which hundreds of organizations and tens of thousands of computers have been infected throughout the world. In May 2021, the group REvil attacked JBS, a meat producer that processes about one-fifth of the U.S. meat supply. JBS reportedly paid an $11 million ransom to the cyber […]

What Is Auto Insurance?

An auto insurance policy is a contract between you and an insurance company. You agree to pay a premium for protection, and the insurer agrees that as long as your premium payments are current, the company will pay for covered losses. The policy outlines specifically what is covered and how much you would receive in […]

5 Tips to Keep Your Backyard Safe for Summer Fun

Summer is here — time to break out the grills and swimsuits!  The backyard BBQ is a summer classic and we’re absolutely here for it. But every year, thousands of Americans are injured from barbecue grills and other home hazards. Without the right precautions, a fun family get together could become memorable for the wrong […]

RV Trip? Make Happy Trails, Not Painful Travails

The concept of sightseeing no doubt predates the invention of the wheel. When the weather is right and the mood strikes, there is clearly something in humans that cries, “Road trip!” Your RV may be your retirement home, your favorite alternate lifestyle possession, or a temporary rental. Your pleasure may be a long-term tour to […]

What Is Commercial Auto Insurance?

Commercial auto insurance provides financial protection from the risks and liabilities of owning and operating business vehicles. Those vehicles can range from box trucks making deliveries to food trucks operating roadside or a sedan used to run business errands. Basically, if a vehicle is owned by or used for your business, you should maintain commercial […]