What Is Commercial Property Insurance?
Your business depends on several different types of property to function. From the exterior building it’s housed in down to your inventory and products, all these kinds of property need to be protected against numerous risks. That’s why having the right commercial property insurance is so important. Fortunately, an Waypoint Insurance can help you find […]
Product Liability Insurance: Your Best Defense Against Big Lawsuits
The sad reality is this: It only has to happen once for most businesses. A product you sell can cause injury and you will be sued, even if you didn’t manufacture it directly. All an individual has to do is prove that you knew a problem existed with the product, yet did nothing to fix […]
Guard Against Cyber Attacks with Cybersecurity Insurance
Ransomware attacks are among the latest, costly means by which hundreds of organizations and tens of thousands of computers have been infected throughout the world. In May 2021, the group REvil attacked JBS, a meat producer that processes about one-fifth of the U.S. meat supply. JBS reportedly paid an $11 million ransom to the cyber […]
What Is Commercial Auto Insurance?
Commercial auto insurance provides financial protection from the risks and liabilities of owning and operating business vehicles. Those vehicles can range from box trucks making deliveries to food trucks operating roadside or a sedan used to run business errands. Basically, if a vehicle is owned by or used for your business, you should maintain commercial […]
Do You Need Employment Practices Liability Insurance?
Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability Insurance (EPLI). EPLI is usually available as […]
What Is Workers’ Comp and Why You May Need It
As a small business owner, you may face an important decision — does my business need workers’ compensation insurance? Your state’s department of insurance sets the rules for which employers need workers’ compensation and which do not. In some states, hiring just one employee, even a part-time worker, means you must purchase a workers’ compensation […]
What Is General Liability Insurance?
If you’re like a lot of small business owners, you’re not left with a lot of time to consider the “what ifs” when protecting your business against risks, damage, injuries, or claims. But what if a customer trips in your parking lot or one of your products damages a customer’s property? That’s where Waypoint Insurance […]