Do You Need Employment Practices Liability Insurance?

Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability Insurance (EPLI). EPLI is usually available as […]

What Is Workers’ Comp and Why You May Need It

As a small business owner, you may face an important decision — does my business need workers’ compensation insurance? Your state’s department of insurance sets the rules for which employers need workers’ compensation and which do not. In some states, hiring just one employee, even a part-time worker, means you must purchase a workers’ compensation […]

What Is General Liability Insurance?

If you’re like a lot of small business owners, you’re not left with a lot of time to consider the “what ifs” when protecting your business against risks, damage, injuries, or claims. But what if a customer trips in your parking lot or one of your products damages a customer’s property? That’s where Waypoint Insurance […]