BBQ Safety: Be Safe, Grill Smart!
Your Grill Should Cook, Not Burn… the barn. Or the house. Or a child. Every year, what should be a fun outdoor occasion for family and friends instead turns into tragedy at nearly 9,000 homes, causing deaths, injuries and tens of millions in property damage. Your Trusted Choice® independent insurance agents at Waypoint Insurance can […]
Do You Need Employment Practices Liability Insurance?
Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability Insurance (EPLI). EPLI is usually available as […]
College Wars: May the Coverage Be With You!
One of the most loved film series is “Star Wars.” From those who fondly remember seeing that massive star destroyer fill the theater screen for the first time in 1977, to those who’ve only watched the later animated version, millions of fans eagerly await a return to that universe far, far away. Similarly, the parents […]
What Is Workers’ Comp and Why You May Need It
As a small business owner, you may face an important decision — does my business need workers’ compensation insurance? Your state’s department of insurance sets the rules for which employers need workers’ compensation and which do not. In some states, hiring just one employee, even a part-time worker, means you must purchase a workers’ compensation […]
What Is Condo Insurance?
When you purchase a condominium, you want to protect that investment in case of adversity — whether a fire, plumbing catastrophe, liability or theft, to name a few. The condo association should maintain insurance on the building, but it will not deliver all the coverage a condo owner needs. An HO-6 condo policy will insure […]
10 Tips To Reduce Distracted Driving
April is Distracted Driving Awareness Month. Driving distracted is more dangerous than you think! Protect those you love and make wise choices while on the road. Read these 10 Tips from one of our carriers, Travelers, to reduce distracted driving. More than 40,000 Americans died on the roads in 2016, the most significant increase in […]
What Is General Liability Insurance?
If you’re like a lot of small business owners, you’re not left with a lot of time to consider the “what ifs” when protecting your business against risks, damage, injuries, or claims. But what if a customer trips in your parking lot or one of your products damages a customer’s property? That’s where Waypoint Insurance […]